The Financial Freedom Programs
Personalized programs designed to help guide and transform your financial journey. Whether you're behind on your credit cards or stuck in a rut, every program is designed to help set you up for long-term success!
What You Will Learn During the Discovery Session
-
Your Current Financial Landscape: Understand your income, expenses, debts, and savings, as well as any financial habits that may be holding you back.
-
The Power of a Budget: Learn how budgeting can give you more control over your spending, create a sense of freedom, and help you reach your financial goals.
-
Paying Off Debt Efficiently: Discover proven strategies to pay off debt faster, including the debt snowball and debt avalanche methods.
-
Financial Freedom Mindset: Gain insights into how the right mindset can change your financial journey and help you stay motivated, even when it feels tough.
-
Customized Action Plan: Leave the session with a clear and actionable step-by-step plan tailored to your financial needs and goals.
What to Expect Before We Meet Live
-
Pre-Session Questionnaire: You will receive a short questionnaire to fill out before the session. This helps us understand your financial situation better and ensures we make the most of our time together.
-
Prepare for Honest Reflection: Be ready to be open and honest about your finances. This session is all about creating a realistic picture of your current financial state and goals.
-
Set Financial Goals: Think about your financial dreams and goals. Whether it's saving for a house, retiring early, or getting out of debt, knowing what you want will help shape the conversation.
-
Technology: Our session will be conducted via Zoom (or your preferred platform). Please ensure your internet connection is stable and that you have a quiet space for our conversation.
Investment: $300
Discover
The Discovery Session is designed to give you a clear understanding of where you are financially, where you want to go, and how we can work together to help you achieve your goals.
What the Discovery Session Provides
-
Personalized Financial Assessment: A deep dive into your current financial situation, goals, and challenges to create a starting point for our coaching relationship.
-
Clear Next Steps: Actionable guidance for improving your financial situation, whether it's budgeting, saving, paying off debt, or investing.
-
Clarity on How We Work Together: Learn how our coaching process works and how we will support you through each phase of your financial journey.
-
No Obligation to Continue: This session is designed to give you a taste of how we can work together. There’s absolutely no obligation to sign up for future coaching sessions if you feel it’s not the right fit.
During the Session
-
Live Discussion: We'll discuss your financial situation, goals, and challenges. This is an opportunity to ask questions and get guidance tailored to you.
-
Actionable Insights: You will leave the session with clear, actionable advice and a roadmap for your next steps.
-
Q&A: At the end of the session, we’ll have time for you to ask any remaining questions you may have about our coaching program or your financial situation.
Next Steps After the Discovery Session
-
Customized Coaching Plan: If you feel ready to move forward, we will discuss the next steps and how we can partner together for your financial success.
-
Ongoing Support: Whether or not you continue with coaching, you’ll leave with the confidence and tools to make positive changes to your financial life.
"If something compounds — if a little growth serves as the fuel for future growth — a small starting base can lead to results so extraordinary they seem to defy logic."
Morgan Housel
Month 1: Foundations
-
Create a detailed budget and begin tracking all income and expenses.
-
Prioritize debt repayment plan and savings goals.
-
Milestone: Save $500 in an emergency fund or make a significant debt payment.
Dream
The Dream program is designed to help you build strong, sustainable money habits and make real progress toward your goals. Over three months, we’ll create a custom budget, build savings, and implement a realistic debt repayment plan—all with consistent support and accountability. You’ll leave with confidence, clarity, and a solid financial foundation.
Month 2: Build Systems
-
Implement automation: Set up automatic transfers to savings and bill payments.
-
Optimize expenses: Perform a subscription audit, negotiate bills, and cut discretionary spending.
-
Milestone: Increase emergency fund to $1,000 or pay off one debt entirely.
Investment: $1,500
Month 3: Track Progress
-
Evaluate progress on debt repayment and savings goals.
-
Address challenges, such as sticking to the budget or unexpected expenses.
-
Milestone: Achieve 50% of the total savings or debt repayment goal set at the start.
Month 1: Foundations
-
Same as the 3-month program
-
Create a detailed budget, track expenses, prioritize debt repayment and set a goal to save $500 in emergency fund or make significant payments towards debts(s)
-
Achieve
This intensive program offers everything you need to completely reset your financial life. Across six months, we’ll craft a detailed 12-month financial plan, pay down debt, grow savings, and introduce wealth-building strategies like investing and retirement prep. With ongoing 1-on-1 support, tools, and a customized “Graduation Kit,” you’ll finish empowered and fully in control of your money.
Months 2-5: Build & Implement
-
Weekly 30-minute accountability calls to monitor progress and keep motivation high.
-
Monthly 1-hour deep-dive sessions to adjust strategies and address emerging financial goals.
-
Include additional layers such as:
-
Expense Optimization: Find hidden savings opportunities in monthly bills.
-
Wealth-Building Introduction: Teach basic investing concepts (e.g., 401(k), IRA).
-
Mindset Coaching: Focus on overcoming limiting beliefs about money and scarcity mindset.
Month 6: Long Term Planning
-
1-hour session to create a long-term financial plan.
-
Focus on maintaining momentum and building wealth.
-
Introduce advanced savings strategies, retirement planning, or investment basics.
-
Provide guidance on maintaining habits post-program.
-
Comprehensive financial plan for the next 12 months.
-
Advanced tools like net worth tracker or investment research resources.
-
"Graduation Kit" with bonus resources and personalized recommendations.